QT9: Best for life science companies. Earning Points: See your Card Rewards Program Agreement (PDF) for more details. The Chase Sapphire Preferred Card weighs 13 grams and is made out of a proprietary mix of metal. Sign-up bonus: 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening; that's $750 when redeemed for travel through Chase Ultimate Rewards®. 5 cents per point with the Sapphire. Additionally, this product is open to the general public and doesn’t require an invitation. For the rest of us, the heaviest cards in this review are the Luxury Card trio (22g). Use any of these cards to pay. You won't have Priority Pass lounge access any longer, but you'll still be. And t hat's where the Chase Sapphire. All three cards require applicants to meet high income and/or spending standards for approval. While the Chase Sapphire Reserve card has a fee that is significantly higher than the Amex Gold card at $550 compared to $250, it also comes with more usable benefits including worldwide lounge access and the $300 travel statement credit which more than make up for the annual fee difference. $95. 4. The new version of the lounge has snazzy. For many, the decision comes down to this simple cost. com. Remember that points with the Chase Sapphire Reserve® can be worth 1. It has an impressive list of benefits, including a $300 travel credit, complimentary lounge access and one of the most. 25 cents per point, making them slightly less valuable when redeeming via the Chase Portal. Winner: Tie. Offering an excellent return on travel and dining purchases, the card packs a ton of value that easily offsets its $95 annual fee. Best card for someone who wants a big sign-up bonus: Chase Sapphire Preferred. Interest. Best at Chase: Chase Premier Plus Checking℠. That noted, there are plenty of. 10% point bonus each year. Cardholders can redeem points at 1. For starters, the Sapphire Reserve still has an edge over Amex regarding the $300 annual travel credit. Chase has basically realized that the weight raises customers’ dopamine levels. The Preferred ranges from 21. In addition to the card benefits, the Sapphire Reserve is an excellent card for earning and redeeming rewards. Syspro: Best for manufacturing companies. You must activate your subscription by Dec. Also, the Venture X comes with cell phone insurance. The Chase Sapphire Preferred earns unlimited: 5x points on travel purchased through Chase Ultimate Rewards® (excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit). Since I had a plan, it only took me a few days to earn the bonus and get my extra. The Differences Between the Amex Gold Card vs Chase Sapphire Preferred. The Chase Sapphire Preferred’s 60,000-point bonus (after spending $4,000 in the first three months) isn’t just $600 in cash back or gift cards -- it’s potentially a multithousand-dollar. 5,000 more bonus points if you add an authorized user and they make a purchase in first 3 months. New. Winner: Chase Sapphire Preferred® Card. Using the Chase Sapphire Preferred card’s $50 hotel credit is easy. With the Chase Sapphire Reserve, your points are worth 1. Annual Fees. If you want a mid-tier card with a lower annual fee: The Chase Sapphire Preferred Card is a good choice for earning Chase Ultimate Rewards points but with a lower annual fee of $95. The Chase Sapphire Preferred is a huge winner in this category due to its exceptional welcome offer. It offers numerous benefits that can easily justify its $95 annual fee. The Citi Premier® Card, from our partner Citi, is Citi’s competition for the Chase Sapphire Preferred, with the same $95 annual fee and similar perks for spending. At first glance, the Chase Sapphire Preferred’s 60,000 points seems lower than the Venture Card’s 75,000 miles. The benefits come through Visa. 99% - 29. Expert take: The Citi Premier® Card is Citi’s answer to the Chase Sapphire Preferred® Card, which comes with the same annual fee of $95. Earn 3x points on:The Chase Sapphire Reserve® currently offers a welcome bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. But an annual fee should not be the end. † Pricing & Terms. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a. You can use your Ultimate Rewards to book flights through the Chase Travel portal. The Chase Sapphire Preferred offers a compelling sign-up bonus for first-time applicants. You can earn 100,000 Chase Ultimate Rewards points for opening a Chase Sapphire Preferred Card and spending $4,000 in 3 months. 25 cents per point, while the Chase Sapphire Preferred has a much inferior 1 cent per point redemption. However, we value Chase points at 2 cents per point, making 100,000. 1-2. 49%. With Chase Sapphire Preferred, you receive 60,000 bonus points but must spend a minimum of $4,000 in purchases within your first three months of having the card. 25 cents per point: Chase Sapphire Preferred ® Card; Chase Sapphire ® Card (no longer open to new applicants)After years of sitting on the sidelines in the travel rewards card market – dominated by banks like Chase and American Express with points you can transfer to hotels and airlines – it looks like Wells Fargo is finally looking to get in on the action. The Chase Sapphire Preferred Card is a great choice, especially if you're interested in transferrable travel rewards, with a modest $95 annual fee and the option to redeem points for 25% more. Here’s a list of the rates and fees you should be aware of before applying for the Chase Sapphire Reserve: Annual fee: $550. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. The lounge is also accessible for passengers departing from the East Hall via shuttle or a 10- to 15-minute walk. It is less travel-focused than the Chase Sapphire Preferred, and offers a well-rounded rewards program and greater. com. Best at Bank of America: Bank of America Preferred Rewards. Earn 5% in Disney Rewards Dollars on card purchases made directly at DisneyPlus. Their portal is better than Chase but still annoying to use, decent for a couple domestic flights. Each account anniversary, cardmembers will receive bonus points equaling 10% of total purchases that year. The card earns 1. That's $750 when you redeem. For example, 50,000 points would be worth $625 in travel. Capital One Venture is a better credit card than Chase Sapphire Preferred because it gives more value over the long haul with its ongoing rewards rate of 2 miles / $1 spent on all purchases. . The Platinum Card’s $695 annual fee is exceptionally high -- even for a premium travel card. Both the Sapphire Reserve and Amex Platinum have a high annual fees: $550 and $695 respectively (see rates and fees). Winner: Chase Freedom Flex. 5 cents each when redeemed for travel through Chase Ultimate Rewards®. A “good” FICO Score ranges from 670 to 739, a “very good” score is 740 to 799 and an. According to Chase, that would equate to a. Earn 2% on select card purchases and 1% on all other card purchases. The Preferred card also gives you 60,000 Ultimate Rewards points after you spend $4,000 in purchases within the first three months. Rewards and benefits. It has an annual fee of $550, but includes an annual up to $300 travel credit to help essentially cover some of the cost. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. Chase Sapphire Preferred® cost after using the travel credit is $45. And if you’re already a loyal Sapphire Preferred. They did it again in the spring of 2021, bringing back an 80,000-point offer on the Preferred Card. 25 cents when redeemed for travel booked through Chase's online portal, operated by. With the Chase Freedom Flex, you can earn $200 cash back after spending $500 in the first 3 months. The bank behind the ultra-popular Chase Sapphire Preferred® Card and Chase Sapphire Reserve® has been working for years to build its own branded lounges dubbed the Chase Sapphire Lounge by The Club. That. Maintain $5,000 average daily balance in all Chase accounts and linked investment accounts. Chase Sapphire Preferred - Refer-A-Friend - Chase. Each point in your Chase Sapphire Preferred® Card account or Ink Business Preferred® Credit Card account is worth 25% more when used this way. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. Winner: Chase Sapphire Reserve. Chase Sapphire Preferred comes with a variable annual percentage rate (APR) ranging from 21. Among the top cards in this category are the Chase Sapphire Preferred Card and the Capital One Venture Rewards Credit Card. And, its $95 annual fee is a fraction of the premium travel card's. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. TPG values Ultimate Rewards points at an even 2 cents each, making this bonus worth $1,200. Chase Sapphire Preferred: 60,000. 5 cents each toward travel bookings, while the Chase Sapphire Preferred and Ink Business Preferred Credit Card fetch 1. To get you started, new cardmembers can earn 60,000 bonus points after spending. empty checkbox Compare the Chase Sapphire Reserve Credit Card. 49% - 28. Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. The J. Best Chase Credit Cards. The Chase Sapphire Preferred's 60,000-point bonus can be worth up to. However, if you are evaluating cards based heavily on the fee itself, the Sapphire Preferred® card has the advantage in this area. The bottom line. Here’s why the $95 annual fee is. United Club℠ Infinite Card. Chase Sapphire Preferred Card. With the Chase Sapphire Preferred® Card and the Ink Business Preferred® Credit Card, each point is worth 1. 0125, but your credit card will be charged the full remaining dollar amount. Unfortunately, many hotels will. Overall, the 60,000 points are worth much more than $200, though you do have to spend a bit more to earn the bigger bonus. Purchase protection adds additional peace of mind for purchases made with your card. Global Entry, TSA PreCheck or NEXUS application fee statement credit of up to. Right now, the standard welcome offer on the Chase Sapphire Preferred card is 80,000 Ultimate Rewards® points, earned after spending $4,000 in three months. With the Freedom Flex, you earn $200 after spending $500 on. Compared to many cards in similar rewards categories, this annual fee can quickly pay itself off if you can make use of the benefits. The Sapphire Preferred has a $95 annual fee, and it earns 5 points on travel purchased through Chase Ultimate Rewards, 2 points on all other travel purchases, and 3 points on dining, online. AmEx points can give outsized value too, but only when. You will earn 3x Ultimate Rewards® points on dining (one of the best credit cards for restaurants and dining ). Best at Chase for travelers: Chase Sapphire℠ Banking. 99% variable (see rates and fees ). Step 3: Once you’ve confirmed the purchases and the number of points you’ll be redeeming, you’re all set!The Chase Sapphire Preferred Card offers similar benefits and earning power as the Chase Sapphire Reserve for a modest $95 annual fee. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. The Platinum. But the Chase Sapphire Preferred can be your best option for these reasons: 25% travel redemption bonus:. Trip cancellation and interruption insurance up to $10,000 per person ($20,000. The Chase Sapphire Preferred doesn’t offer 5X on “all” airfare like Amex Platinum, but again, it’s a $95 a year card, instead of $695 like Amex Platinum. Among the Citi credit cards lineup, the Citi Premier ® Card is a mid-tier travel card that offers plenty of ways to earn rewards. And the best-known of those competitors is the venerable Chase Sapphire Preferred® Card. The new version of the lounge has snazzy. Chase Sapphire Reserve® is the winner over the Citi Prestige® Card . , both Chase and Wells Fargo are popular options. Without the initial bonus, you’ll need to spend. Although a credit score of 700 or above is typical for successful applicants, even college students with limited credit history and. SUBJECT TO INVESTMENT RISKS, INCLUDING POSSIBLE LOSS. This product is available to you if you do not have any Sapphire card and have not received a new cardmember bonus for any Sapphire card in the past 48 months. Its premium sibling, the Chase Sapphire Reserve®, comes with better perks but a $550 annual fee. The Chase Sapphire Preferred is a well-rounded rewards card, primarily designed for the average traveler. With the Sapphire Preferred you’ll earn 5 points per dollar on travel purchased through Chase Ultimate Rewards®, 3 points per dollar on dining, select streaming services, and online grocery. S. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. Compare that with the Chase Sapphire Preferred® Card, long considered the travel credit card that opened the gate for dozens of subsequent competitors in an increasingly crowded market vying for. By Claire Tsosie. Chase Sapphire Preferred cardholders can call 1-888-320-9961 while in the U. It provides many opportunities to redeem points for valuable rewards that go far beyond those that simpler, fixed-value cards can provide. 2x points on dining and travel purchases. Its initial bonus is 60,000 points. Best for overall flexible travel rewards: Chase Sapphire Preferred® Card. In general, Bank of America focuses on cash-back rewards, while Chase is focused on those interested in travel rewards. The Chase Sapphire Reserve and the Citi Prestige cards both offer superior benefits such as annual travel credits, airport lounge access and the ability to transfer points to airline and hotel loyalty partners. Both cards do have features and benefits that help to justify or offset the annual fees though. Their portal is better than Chase but still annoying to use,. Additionally, it offers flexible point redemption options, no foreign. If you. Rates and Fees. The Chase Sapphire Reserve and the Chase Sapphire Preferred Card now offer the complimentary DashPass benefit through Dec. New Chase Sapphire Preferred® Card members can now earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. In this area, the Chase Freedom Unlimited shines. In the fall of 2020, Chase launched an 80,000-point bonus on the card for several months – at the time, its biggest welcome offer ever. One of the most important factors is your credit score. @m_adams. Chase Sapphire Preferred Travel Benefits. S. As a matter of fact, they can be. The card. Maria Adams, Credit Cards Moderator. Not only does the card offer 3X points on restaurants. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For savings. It has the same 1:1 transfer partners as the Chase Sapphire Reserve® and a similarly robust sign-up bonus: Earn. The Chase Sapphire Preferred® Card comes with a reasonable $95 annual fee, and new cardholders can earn 60,000 points worth $750 in travel redeemed through Chase Ultimate Rewards when they spend. The Chase Sapphire Preferred Card has a limited-time increased welcome offer of 80,000 points, which you can earn after spending $4,000 on the card in the first three months from account opening. Metal Factor: Measuring up to its peers, the Savor. Both cards charge a $95 annual fee and waive foreign. So if you spent $25,000, you'd earn an additional 2,500. Chase Sapphire Preferred vs. Those points are worth a minimum of $1,000 cash back or $1,250 towards travel and other categories, but they can be worth much more as shown below. You'll earn 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. It offers bonus rewards for travel and dining, with options for redeeming points at an outsized value. 49% and runs up to 29. The Chase Sapphire Preferred® Card is one of the most recommended travel credit cards. Chase Freedom Flex: Best for earning 5% cash back (or 5 points per dollar) up to a quarterly maximum;. If you’re comparing these two rewards cards based only on their annual fees, the American Express Gold Card wins due to its much lower annual fee of $250. The Chase Sapphire Preferred® Card and Chase Sapphire Reserve® are two of Chase’s top credit cards. Chase Sapphire Reserve® points are even more valuable, worth 50% more when used for travel. The competition is stiffer, but the Reserve still edges out the Preferred (as it should). Chase Sapphire Reserve ® Eligible charities through December 31, 2023: 1. And worst of all, Chase has finally removed Airbnb as an option. The Sapphire Preferred is also considered a mid-tier travel card, and it’s widely regarded as one of the best travel credit. These cards are cheaper than “premium” cards with annual fees in the $500-$700 range, but $95 is still a. 49% while the APR on the Venture Rewards is 19. You. Best features: As a premier Ultimate Rewards card, the Sapphire Preferred allows you to get 25% more value when you redeem for future travel through the Chase Ultimate Rewards portal. We transferred points to my corresponding individual airline and hotel partner accounts and tracked how long it took for them to show up. New cardholders of the. The Platinum Card® from American Express. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. Points can be redeemed for travel through the Chase Ultimate Rewards® portal for 1. The Chase Sapphire Preferred® Card comes with a bonus of 60,000 bonus points after you spend $4,000 on purchases in the first three months from account opening. If you would otherwise put a significant amount in travel purchases on the card, then the. Luxury Card trio. And while you don’t receive any stay credits automatically. Chase Sapphire Lounge by the Club. The. There's no question that the Amex Gold card comes with a number of benefits and bonus-earning categories that can offset the annual fee. Southwest is a Chase Ultimate Rewards transfer partner, so you can move points from cards like the Chase Sapphire Preferred® Card, Chase Sapphire Reserve®, or Ink Business Preferred® Credit. The Chase Sapphire Preferred’s current welcome bonus is: 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account opening. 5 cents each if you have a Chase Sapphire. Chase Sapphire Preferred: Earn 5 points per dollar on Peloton equipment and accessory. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. ANNUAL FEE. Best for Uber credits: American Express® Gold Card. The Chase Sapphire Preferred® Card is a popular travel rewards card – and for good reason. Updated: November 14, 2023. People with the Chase Sapphire Preferred® Card, the Chase Sapphire Reserve® or the Ink Business Preferred® Credit Card, can transfer points on a 1:1 basis to about a dozen airline and hotel. The Citi Premier® Card is also a midlevel travel card with a $95 annual fee. Best cards for earning Chase Ultimate Rewards. Card Weight: 17 grams. 25 cents per point through the Ultimate Rewards travel portal. Only 22% of reviewers fell into the $3,000 to $5,000 range of the graph, while nearly a third of respondents reported receiving a credit limit of $10,000 or above. With the Chase Sapphire Preferred, you can earn 60,000 points after spending $4,000 in the first 3 months. The Chase Sapphire Preferred is a great choice for international travel, too, since it waives foreign transaction fees that usually amount to two or three percent of each transaction. 5 points if you have an Ultimate Rewards-earning credit card like the Ink Business Preferred Credit Card or Chase Sapphire Preferred Card. Activate by July 31, 2024. Annual Fee: $95. Through March 2025, the Chase Sapphire Reserve offers 10x points on Lyft rides — a great return on spending — while the Sapphire Preferred Card offers 5x points. The Chase Sapphire Preferred® Card carries a $95 annual fee, compared to the Capital One Venture X Rewards Credit Card’s $395 annual fee (rates & fees). Earning Rewards With both cards, you. S. Competitors. That works out to roughly $250 per person — and. No-annual-fee competitors also typically have lower rewards rates than the Preferred card and no yearly. Best for Trip. The Chase card is one of our top-ranked travel cards, setting the standard for rewards and benefits. Chase Sapphire Preferred Travel Benefits. On the other hand, Chase's credit cardholders are incentivized to use the Ultimate Rewards portal via a higher redemption value. The most prestigious credit card is the invitation-only Centurion® Card from American Express (Amex Black Card), as well as The Platinum Card® from American Express, and the Chase Sapphire Reserve® card. 25 cents per point). Winner: Chase Freedom Flex. Chase Ultimate Rewards ® are. If you love the CSR for its travel perks, you'll still be able to earn 2x points on travel and 3x on dining spending with the Chase Sapphire Preferred, which only carries a $95 annual fee and doesn't charge foreign transaction fees. Chase Sapphire Preferred® credit card. A lower annual fee (and no charge for authorized users) The Capital One Venture X Rewards Credit Card's annual fee is $395, significantly lower than the Chase Sapphire Reserve®'s $550. Sure, it’s an entire point “per” lower, but it’s a $95 annual fee card versus a $250 annual fee card. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives you the opportunity to earn lots of bonus points on these purchases. 5% cash back on all spending, which you can convert to 1. Points are worth. Although you don’t get lounge access, you can enjoy these travel benefits: 25% redemption bonus when booking travel through Chase. When you account for the card’s various perks, including the welcome bonus, 10 percent. Chase Sapphire Preferred gives you a great deal early on, offering 60,000 bonus points – worth $750 in travel redeemed through Chase – for spending $4,000 within 3 months of account opening. Chase Sapphire Preferred® Card holders have two ways of starting a rental car insurance claim: over the phone or online. The Chase Sapphire Preferred and the Citi Premier have a lot in common: With sizable welcome bonuses, good returns on spending, transferable points, and manageable annual fees, they’re both excellent. NOT A DEPOSIT OR OTHER OBLIGATION OF, OR GUARANTEED BY, JPMORGAN CHASE BANK, N. This is because the former offers a 50 percent points boost when points are redeemed in this manner, while the. The Chase Sapphire Preferred is currently offering a welcome bonus of 60,000 Ultimate Rewards points after spending $4,000 within three months. In turn, its 60,000-point bonus is worth $750 in travel. The bottom line: Citi® makes it easier to waive monthly service fees on its standard checking account than Chase or Bank of America. Chase Sapphire Preferred had a metal core sandwiched between two pieces of plastic, While a standard plastic card generally cost $1 to produce, this card cost the team felt that the satisfying thunk" it made as a consumed put it down for payment was an important quality signal Remarked Walker, "When I look at my P&L, that's a pretty big cost of. 5 points per dollar on Lyft through March 2025. New cardholders of the Chase Sapphire Preferred can earn 60,000 points after spending $4,000 on purchases in the first three months of account opening. Pros Valuable food-related bonus categories Welcome offer is worth $750. Points are worth. That’s a solid bonus with a reasonable spending requirement. Basically, many Chase credit cards, including this one, are subject to what’s known as the 5/24 Rule, which means you won’t be approved for a Chase Sapphire Preferred® Card if you’ve opened five or more credit card accounts within the last 24 months. The Capital One Venture and the Chase Sapphire Preferred are two popular rewards credit cards that offer a variety of benefits to cardholders. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. Read Also On My Blog: Credit Card Inventory Update 2023: My Strategy For. The Sapphire Reserve's most natural competitors are another card earning the same points but with a lower annual fee and two other premium travel credit cards. The Chase Sapphire Reserve®, a premium travel credit card, also comes with airport lounge access, an up to $300 annual travel credit and an up to $100 credit for Global Entry, TSA Precheck or. Chase Sapphire Preferred® Card. New Chase Sapphire Preferred® Card cardholders can earn 60,000 bonus points after spending $4,000 on purchases in the first 3 months from account. 3. Welcome offer. . But now, thanks to a refresh of the Chase Sapphire Preferred® Card and an annual fee increase for the Chase Sapphire Reserve® (it jumped from $450 to $550 in 2020), the Chase Sapphire Preferred. However, with the Chase Sapphire Reserve, you’re able to redeem your points at 1. Best at Chase: Chase Premier Plus Checking℠. Both the Venture and Sapphire Preferred have a $95 annual fee, so this is a clear tie. If you. While none of these cards have foreign transaction fees, American Express cards are generally accepted at fewer. These cards offer great benefits for travel, dining and everyday purchases. Chase Sapphire Reserve®. Chase Sapphire Reserve 's $550 annual fee is higher than the average annual fee among new credit card offers right now. P. The Chase Ink Business Cash credit card includes the ability to: Earn a sign-up bonus after you spend a minimum amount on purchases within the first three months of opening the card. Microsoft Dynamics 365 Business Central: Best overall alternative to SAP. Point transfers take a little extra work, but transferring your points could increase how much they. You earn 2x Ultimate Rewards points on travel and dining. 25 cents apiece, which means that these remaining points are worth more than $1,000 toward travel. 5 points per dollar on Peloton equipment and accessory purchases of $250 or more with a maximum earn of 25,000. Welcome offers. The Chase Sapphire Preferred Card has a cash advance rate of $10 or 5% of the transaction amount, plus a balance transfer fee of $5 or 5% of the transfer amount, whichever is greater. When you redeem Chase Ultimate Reward points for travel, they will be worth 25% more than if you. The Chase Sapphire Reserve has the broadest Priority Pass membership, allowing you to visit Priority Pass-affiliated restaurants, spas and suites — which most other cards don't permit. To compare two very different welcome bonuses, we considered the relative return on investment of each. Based on TPG's valuations, this equals a 4% return on spending. It also has CDs with low minimum opening deposits. 5% cash back on every purchase and 5% cash back on hotels and rental. Daily Newsletter. But the Chase Sapphire Preferred® Card has a lower annual fee ($95) than its competitors and plenty of lucrative rewards. Chase Sapphire Preferred: 60,000 bonus points for spending $4,000 in the first three months from account opening. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. It’s hard to argue against the Chase Sapphire Preferred® Card as the best travel rewards card for anyone taking their first peek behind the travel rewards. Although JPMorgan Chase and Bank of America are the 2 largest banks in the U. Annual fee: $395. Today, the publicly-available offer is: 60,000 bonus points after spending $4,000 on purchases in. While the Chase Sapphire preferred lets cardholders earn 80,000 bonus points after spending $4,000 on purchases within three months of account opening, the Amex Gold Card offers that same 60,000. There are plenty of quality credit cards competing with the Chase Sapphire Reserve credit card. Hotels booked through Chase Ultimate Rewards with your Chase Sapphire Preferred Card after already fully earning your yearly $50 credit (these bookings do earn 5x points per dollar spent, however) When to Forgo Using the Hotel Credit. ago. Both. Best at Chase for travelers: Chase Sapphire℠ Banking. The Chase Sapphire Preferred ® card is one of the best travel rewards cards on the market. U. CarlosACJ • 5 mo. Its bonus categories include travel, dining, online grocery purchases, and streaming services, which gives. Capital One Venture vs. The Chase Sapphire Preferred earns 60,000 points when you spend $4,000 in the first three months of account opening, compared to 60,000 points after spending $6,000 within the first six months. 0125. Both cards also offer $10 per. Both are solid choices, but the Chase Sapphire Preferred boasts higher point values and travel. Earning the Chase Sapphire Preferred’s welcome bonus was much faster and easier than most other credit cards. [ jump to details ] Arguably one of the most valuable travel credit cards thanks to a combination of ancillary benefits, the Chase Sapphire Preferred® Card. Best Alternatives to the Chase Sapphire Reserve Card. The Chase Sapphire Preferred® Card is one of the most popular travel rewards credit card on the market. 31, 2024, or for a minimum of 12 months, depending on your activation date. Our quick take: The Chase Sapphire Preferred® Card is an ideal choice for people just. Best at Citibank: Citigold® by. Annual fee: The Chase Sapphire Preferred® Card charges a $95 annual fee. The Chase Sapphire Reserve® came with a $450 annual fee ($550 as of 2020) and debuted with a. The competitors would be Amex Plat and C1 VX. The Venture Card, meanwhile, offers 75,000. The Chase Sapphire Reserve is the upgraded version of the Sapphire Preferred. Credit Cards. Winner: Blue Cash Preferred® Card from American Express. Points are worth 1. It will automatically apply to a broad range of travel purchases. If Chase Sapphire has been your main card for a year, it's probably worth paying the fee from one more year for the goodies. Assuming that you have at least 30 transactions per month, EDP's earning rate is 4. For those who don’t travel as often though. The Chase Sapphire Preferred Card earns 2x points instead of 3x points on travel when compared to the Chase Sapphire Reserve, doesn't come with a Priority Pass Select membership, offers weaker travel protections and only gets 1. New cardholders can earn 60,000 points after spending $4,000 on purchases within three months. Chase’s success with the Reserve card was difficult for. With its striking metal design and a reputation for offering some of the most generous travel perks in the industry, it’s no wonder that this card has captured the attention of travelers and points enthusiasts alike. Insider's valuations estimate this. Amex EveryDay Preferred (EDP): They have the same $95 annual fees.